This interactive workbook is designed to guide you through creating your own personalized plan for becoming debt-free. Together, we’ll look at what you owe, organize your accounts, and build a repayment strategy that truly works for you. I’ve included exercises, trackers, and motivational prompts to help you stay focused and encouraged as you pay down your balances. You’ll also find practical advice on negotiating interest rates, managing multiple debts, and breaking free from the stress that debt often brings. This isn’t just a workbook — it’s your roadmap to financial freedom, and I’ll be with you every step of the way through the pages.